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easyfinancial offers personal loans up to $20,000* that can help improve bad credit and get you on a path to a better financial future.
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See how we have helped thousands of easyfinancial Winnipeg customers just like you
Here’s what Canadians love about us
Here’s what Canadians love about us
Jenevy Hughes
Jolyn the financial advisor here at Grande Praire is very helpful. She knows what she is doing. Witty, friendly and approachable person. Keep up the good work!
Bernard Knoll
She showed me respect as if I was getting a million dollar loan or a $10 loan she made me feel extremely comfortable
Tanya Morgan
Absolutely on point and followed up promptly with emails and phone calls as email is my preferred method of contact. Prompt, courteous and explained everything.
Carolanne Baker
easyfinancial was easy to deal with. Kevin was very nice to me over the phone and in person. I was feeling a lot of pressure from the credit card bills and now with them being mostly paid off, I can feel a little better.
Susan Youngs
Every thing was explained fully and when I had a question they were easy to get a hold of and answered my questions.
Kimberly Smith
The process was quick and easy. Cheryl was amazing. Thank you so much for relieving some financial stress!!
Jenevy Hughes
Jolyn the financial advisor here at Grande Praire is very helpful. She knows what she is doing. Witty, friendly and approachable person. Keep up the good work!
Bernard Knoll
She showed me respect as if I was getting a million dollar loan or a $10 loan she made me feel extremely comfortable
Tanya Morgan
Absolutely on point and followed up promptly with emails and phone calls as email is my preferred method of contact. Prompt, courteous and explained everything.
Carolanne Baker
easyfinancial was easy to deal with. Kevin was very nice to me over the phone and in person. I was feeling a lot of pressure from the credit card bills and now with them being mostly paid off, I can feel a little better.
Susan Youngs
Every thing was explained fully and when I had a question they were easy to get a hold of and answered my questions.
Kimberly Smith
The process was quick and easy. Cheryl was amazing. Thank you so much for relieving some financial stress!!
Have questions? We can help.
What credit score do I need for easyfinancial?
This is determined on a case-by-case basis. We use many factors to approve applicants for a loan, including monthly income and credit score. We factor in your debt-to-income ratio (50%), debts in collections, car payments, and monthly debt obligations. Those with bad credit (300-720) are encouraged to apply.
What is a soft inquiry and how is it different than a hard inquiry?
A soft inquiry is when your credit report is pulled for informational purposes and does not affect your credit score. A soft inquiry is simply a review of your credit report that's used to determine if you are eligible for a pre-approved offer and may be used to verify who you are. When a company conducts a soft inquiry, this is only visible to you, and is not seen by other lenders therefore it will not negatively affect your credit score.
A hard inquiry is when a credit report is requested from the credit bureau for the purpose of evaluating you as a borrower. A hard inquiry can affect your credit score and can be seen by other lenders. However, keep in mind that hard inquiries are only one of the five major factors that help determine your credit score. Other factors such a payment history and credit utilization play a much bigger role in determining your credit score.
What documents are needed to get an approval?
We require the following documents:
2 recent pay stubs
Last 90 days of banking information
1 recent bill addressed to your current home
A piece of government photo ID
